The Accidental Death And Dismemberment (Ad&D) Provision In A Life Insurance Policy Would Pay Additional Benefits If The Insured:. Find out how ad&d pays additional benefits if the insured. Ad&d insurance is a type of coverage that can be added to a life insurance policy.

Accidental death and dismemberment insurance, or ad&d insurance, is a plan that helps cover the insured if a covered accident causes a dismemberment or death. Learn what ad&d insurance covers, including eligibility, benefits, and key considerations for policyholders. Accidental death and dismemberment (ad&d) provides financial protection in case you are involved in an accident that causes death or dismemberment.