A Warning Sign That A Credit Counseling Agency May Not Be Legitimate Is When They Promise To _____. A. Work With Creditors To Come Up With A Reasonable Payment Plan For Paying Off Debt B. Help Lower The Monthly Payments You Must Make To Your Creditors C. Pay Off Your Debts By Lowering The Interest Rate That You Pay On Them D. Settle Your Debts Without It Hurting Your Credit Rating Please Select The Best Answer From The Choices Provided. The options provided are different services that such an agency might offer. Choice a is correct because a legitimate credit counseling agency would work with creditors to come up with a reasonable payment plan for paying off debt, rather than making promises that.

The association of independent consumer credit counseling agencies (aiccca) also requires independent accreditation, and they too, have their own set of guidelines. This question is asking for a warning sign that a credit counseling agency may not be legitimate. Help lower the monthly payments you must make to your creditors.